Gordon is in the hospital, and wants to know if their public wifi is safe or should he use a VPN? Leo says that if it's using a wide-open network, then anyone can log in. It's a shared, public network. There are some risks, but your banking is safe because it's encrypted. The one thing to worry about is a "man in the middle" attack. Hospitals with public wifis could give the hospital the ability to watch what you do. That's when a VPN can come in handy. It will encrypt all traffic, by burrowing an encrypted tunnel to the internet.