Scott wants to know if Authy is still the authenticator of choice. Leo says he still recommends it. You should always use authenticators for things like online banking. Your phone makes an excellent authenticator device. Google Authenticator is a great app to create your authentication code. But one problem is that if you get a new phone, you have to start over. But Google is changing that now. Authy allows you to save your authentication codes on their servers. Some may be concerned about that, but Leo knows the developer of Authy, and it's good and secure.