Should I buy a phone locked or unlocked?

Episode 1512 (1:45:31)

Cheryl from Redondo Beach, CA
Motorola Moto G6

Cheryl wants to get a Motorola Moto G6 mobile phone and wants to know if she should get one locked or unlocked. Leo says that phones that are locked to the carrier means she can only use it with that carrier. But with Verizon, that phone should already be unlocked. The FCC has said, however, to all the carriers that if a phone is bought outright, then it would have to be unlocked. If she's buying one month to month, then they can lock it until she's paid it off. Ideally, she should get the unlocked one. That way, if she wants to change carriers, she can with no hassle.