Michelline doesn't want to have a paid iCloud account. Leo says that she doesn't have to buy anything, but she does need an Apple account. That's mostly so that she can have iCloud and a way to track her phone in the event that it's stolen. She doesn't want to pay for iCloud, though. Leo says she'll get 5GB for free and that's good enough for most people unless she's backing up photos and videos. $2 a month gets her 200GB and that's plenty for photo backup. Leo also recommends using Google Photos. It's free for every picture she takes, and she can search, tag and sort photos.