Do I have to upgrade from Windows XP?

Episode 1260 (1:43:44)

Annie from Los Angeles, CA

Annie still uses Windows XP and can't afford a new computer. Leo says that using XP is fine, but she's going to want to use a better browser like Chrome to keep her web surfing more secure. But Google is going to stop supporting XP, so Firefox will be the best. If she's going to keep using XP, here are a few steps to protect herself since Microsoft has stopped supporting it:

1. Stop using XP as an administrator. Use it as a limited user instead. Add an account as an administrator and then demote your existing account to limited user. This will stop over 90% of all the exploits out there.
2. Stop using Internet Explorer. Go with Google Chrome. It's free and far more secure.
3. Don't click on links in email.
4. Only get your software from original vendors.
5. Keep your anti virus software up to date.
6. Stop using Java
7. Use a password vault like LastPass
8. Turn on second factor authentication