Facebook has updated their privacy policies yet again. Leo says "good luck trying to find it." Leo says that Facebook makes the maze of privacy policies difficult on purpose so users won't refuse to allow their personal information from being used. Now they have made it explicit that a user's name can be used in ads. Leo says that's ridiculous, but it is a free service.
To change your privacy settings, click on the padlock icon that has the three lines to the right of it. Click on "see more settings," and then go to "Ads". Then edit "Ads and friends" and select "no one". While you're at it, do the same for "Third Party sites". Save the changes.