Johnny is enjoying a nice new year vacation in the Hawaiian Islands. Travel site of the week - AirFordable. Take a screen shot of the flight you want to buy, send it in, and they will let you pay installments after the ticket is bought. Think of it as lay away for air travel. They will charge a 20% fee though.
Another site - GetService.com. If you're delayed or cancelled on an international flight, you can get paid for your delays and they will help you, for a nominal fee of about 30%. There's also AirHelp, they charge 25%.