Mark is thinking about trading in his iPhone 5S to get a 6 Plus. He's thinking about buying Apple Care Plus. Worth it? Leo says it depends on what the deductable is. He'll get two incidents a year and the deductible is $79 per incident. So if he drops his phone a lot, it's worth it. But it's a money generator for most. Leo doesn't use Apple Care, preferring to self insure. But he also says that for kids, it's a must.